Broke-Free Forever is the essential financial literacy resource: the complete guide to personal money management life-skills! Broke-Free Forever provides practical strategies and advice that can be used immediately. This book is chock-full of insider information, tips and tricks for making small changes today that will provide you with long-term financial benefits and the habits to move you toward financial freedom. Only $14.95 Plus: download our two most popular spreadsheets FOR FREE: Click to download: ~ Decision Matrix ~ My PayDay Budget™ ~ view all support materials at Resource Web Site Broke-Free Forever focuses on three areas: self awareness, financial literacy, and behaviour change. Broke-Free Forever has more to offer than any other book on personal money management. Broke-Free Forever provides insights into: the 'why' behind your money behaviours your money personality why budgeting often fails how to set goals that you CAN achieve how to fix the discrepancy between how money enters and exits your life the costs of debt (your banker and your mom didn't tell you!) how to improve your credit rules of engagement for resolving disputes and conflict and much, much more! Readers also enjoy access to on-line resources, exercises, downloads and e-support! If you would you like to: stop living payday to payday decrease your debt load increase your assets and net worth save more for your and your family's future increase your financial well-being take charge of your financial future enjoy living without worrying about money then Broke-Free Forever is a must read for you! As seen on Global BC TV Morning News “For the first time in my life I know where I am going and who I want to become, but more importantly, WHY.” R.W. Insight as to the reasons that motivate people are a good wake up call for the reader! I look forward to meeting you at the seminar. Thanks for writing your book!" Lisa M.